It is a shocking fact that tens of millions of American citizens are completely without health insurance plans due to the incremented insurance costs. What is the age group in the list of uninsured people? It also includes about 8 million children. Over 80% of the uninsured are present in the working families. It is true that even after having the insurance they are not able to cope up with the high medical bills. What to do? Therefore, Barack Obama and Joe Biden have decided to lower down the health care costs so that the insurance plans work for businesses as well as people and not only the insurance companies.
The country spends from $50 to $100 billion on the health insurance plans very year and even more are wasted just upon the administration. All this happens because of the inefficiencies present in the health care systems. What is the benefit of this wastage? This is a problem at present and will soon become a worse situation in the next decade because the wastage will increase from now. The government is working on several niches to improve the overall quality of the health care systems in a substantial form. The person taking the insurance must have complete knowledge of the medical institutes.
Several health care units provide high level of care to the people around the nation at half the cost of the well known and popular medical centers. The sky touching costs of the health insurance plans have made it tough for the small business holders to provide good insurance package to their employees. Thus, it is very difficult for the employer section. Barack Obama and Joe Biden feel that the health system has to be redesigned if we really want to improve the quality ad services of the health care systems and want to decrease the costs. It is the only key which can prove to be beneficial.
The physicians must be given complete knowledge about the incentives and support to improve overall. The two major pitfalls of the health insurance plans are waste of money and inefficiency of the insurance companies and health care institutes. If we become successful in removing these two pitfalls then we can think of lowering down he insurance costs for both individuals and families. This plan offered by Barack Obama and Joe Biden will adopt the health information technology systems and will also ensure that the patients will get best possible treatment and coverage through insurance plans. These plans will also include the services for chronic diseases and their prevention.
Moreover, there are ways to reform the market structure to increment the competition level in the field of health insurance plans. Till now problems have been increasing due to underinvestment in the public and prevention health. The catastrophic and unexpected illnesses must not make it unaffordable for the general people to get the benefits of health insurance plans. The country is facing the problems of chronic diseases and obesity along with new threats like bioterrorism and flu. Thus, it is not possible to afford so many people without insurance.
The country spends from $50 to $100 billion on the health insurance plans very year and even more are wasted just upon the administration. All this happens because of the inefficiencies present in the health care systems. What is the benefit of this wastage? This is a problem at present and will soon become a worse situation in the next decade because the wastage will increase from now. The government is working on several niches to improve the overall quality of the health care systems in a substantial form. The person taking the insurance must have complete knowledge of the medical institutes.
Several health care units provide high level of care to the people around the nation at half the cost of the well known and popular medical centers. The sky touching costs of the health insurance plans have made it tough for the small business holders to provide good insurance package to their employees. Thus, it is very difficult for the employer section. Barack Obama and Joe Biden feel that the health system has to be redesigned if we really want to improve the quality ad services of the health care systems and want to decrease the costs. It is the only key which can prove to be beneficial.
The physicians must be given complete knowledge about the incentives and support to improve overall. The two major pitfalls of the health insurance plans are waste of money and inefficiency of the insurance companies and health care institutes. If we become successful in removing these two pitfalls then we can think of lowering down he insurance costs for both individuals and families. This plan offered by Barack Obama and Joe Biden will adopt the health information technology systems and will also ensure that the patients will get best possible treatment and coverage through insurance plans. These plans will also include the services for chronic diseases and their prevention.
Moreover, there are ways to reform the market structure to increment the competition level in the field of health insurance plans. Till now problems have been increasing due to underinvestment in the public and prevention health. The catastrophic and unexpected illnesses must not make it unaffordable for the general people to get the benefits of health insurance plans. The country is facing the problems of chronic diseases and obesity along with new threats like bioterrorism and flu. Thus, it is not possible to afford so many people without insurance.
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